Reimagining standard financial calculators as transparent, scenario-based engines.
Most consumer finance calculators are "Black Boxes." They spit out a number without explaining the variables, tax assumptions, or inflation logic.
Trust in fintech comes from auditability. Users (especially HNWs) want to toggle assumptions. They want to see how the tax relief is calculated.
I am designing a suite of "Glass Box" calculators for Pension Drawdown and Capital Gains Tax. These tools visualize the calculation flow, showing the user exactly where tax drag occurs.
Developing an AI-powered "Scenario Engine" that allows users to type "What if I retire 2 years early?" and watch the graph adjust instantly.